TIPS FOR BUYING A HOUSE: After moving from New York City (NYC) to Borneo by Monica Smithers

Moving from NYC to Borneo is exciting and it's a big change of lifestyle

Moving from NYC to Borneo is an exciting change of lifestyle for anyone. Different culture, change of climate and living environment are the things to get used to over time. If you already made the decision to move to Borneo, you’ve probably been thinking about where to live there.

Considering that the cost of living in Malaysia is much lower than in the USA, many New Yorkers should be able to afford this kind of long-distance move. Before you hire trusted movers in NYC to relocate you, take a look at the following tips for buying a house in Borneo.

Make a budget plan

Before you plan on moving from NYC to Borneo, you should make a budget plan. The upside of relocation to Malaysia from New York is the cost of living, for sure. Considering its rich culture and vibrant people, Malaysia is getting more popular for tourists and expats every year.

Although you might have no problem with finances living in Borneo, you should make an estimate of the cost of living there. Living in Malaysia is not as expensive as living in the USA, but the culture shock and other daily necessities may surprise you.

Make sure you have a steady income

The upside of relocation to Malaysia from New York is the cost of living, for sure. Before you move from NYC to Borneo make sure to research the coast of living in Malaysia

If you are thinking about buying a house after moving from NYC to Borneo, you should have a steady monthly income. If you didn’t already find a job in Borneo, start looking for one. However, chances are you will have a job prior to your arrival in Malaysia, considering the distance of your move.  

After you made an estimate of your monthly income, research everything you can on the cost of living in Malaysia. Think about the basic necessities you and your family need on monthly basis. You will need to drive a car in Borneo. There are not so many traffic options as in New York City. Consider the cost of transportation and gas. Most importantly, check the distance from the house you want to buy to your job location.

Decide on what you need

Before buying a house in Borneo you should decide what are your needs.

·         Are you a single person with a 10-hour-a-day job, or you want to move with your family? If you have children, think about housing locations near bigger cities that have good educational programs. Finding a kindergarten or a good school is not easy to find, because they’re not on every corner. Consider looking for international education for your kids.

·         What will be the distance from your home to your job location? Not every home property in Borneo is located in the crowded city center areas. Many of the schools, cultural centers and offices take time to reach. Make sure you know the location of your house and all the surrounding amenities.

·         What housing type are you looking for? Whether you need a smaller or a bigger house to live in, chances are you will live in quite a big house. Many houses for sale in Borneo are pretty spacious and pretty affordable for a former NYC resident. Hire a real estate agent and make sure to tell him all about your needs.

Choose the location and neighborhood

Many of the schools, cultural centers and offices take time to reach. Make sure you know the distance to your new home

Living in Malaysia as a New Yorker can be challenging. Not only will you relocate on the other continent, but you will also discover a big culture shock. Besides unique natural beauties that Borneo island has to offer, there is plenty of modern cities that are evolving every year. No matter which location you choose to live in, be sure that you inform well about the surrounding area.

Moving to NYC to Borneo will bring many changes to your lifestyle. Looking for the neighborhood is quite different in Malaysia than in the USA. In Borneo, people live either in rural areas of the island or in bigger, crowded cities. It is highly recommendable to hire a real estate agent before you move from NYC to Borneo, so you have time to plan your move. If you have the chance, before buying a house in Borneo visit and explore the island. Finding out more about the culture you are about to move into will help you decide on your housing needs.

Most popular expat cities in Borneo

Kuala Lumpur is the most expat-populated city

Jesselton or nowadays known as Kota Kinabalu is one of the most popular places to live in Borneo for newcomers. This is a town that has British colonial history. In this town, you will find many people speaking English fluently. Most expats live in condo complexes in Jesselton, where they have most of the common amenities.

Outside Borneo but still within Malaysia are two beautiful cities known as George Town (Penang) and Kuala Lumpur. Here are the places for those who love urban concrete buildings and corporate lifestyle. These cities are far from the natural beauties of Borneo Island. Kuala Lumpur is the most expat-populated city and the price of buying a house in this city can be very high.

Get information about buying and other policies

If you plan on buying a house after moving from NYC to Borneo, you should get all the information about the real estate and be well informed about all the related paperwork. Malaysian culture and law are different from the USA’s in so many ways. Make sure you ask your realter everything you need to know about buying a house in Borneo. If you are not able to pay in cash, research the housing market and mortgage loan possibilities.

Consider a mortgage loan

It is a fact that around 90% of all Malaysians have to utilize a long-term mortgage to afford to buy a house. If your finances allow, consider hiring a lawyer to help you out with all the necessary paperwork. If you need to get a mortgage, think about the amount of time you plan to spend on Borneo. If you plan on moving from NYC to Borneo for the long-term, buying a house can be a smart investment!


Monica Smithers is an experienced copywriter at Movers Development with more than 500 published articles. Specialized in SEO, this creative writer helped dozens of companies position their articles at the top of the web search results. As an enthusiast and adventurer, Monica likes to explore the world , so reading articles she writes will be interesting to people with similar interests.

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